Medical Mal-Practice Insurance
Medical Mal-Practice Insurance is professional liability coverage for those that are practicing medicine, surgery, or other applied healthcare professionals. It’s designed with the intent to cover damages arising from either a lawsuit or the allegation of negligence which can cause damages to a medical practice, business, or organization. The policy is crafted with layers of responsive protection for both the business and any named insured or practicing physician/personnel operating on behalf of the practice.
Agapé protection doesn’t stop at Professional Liability, we realize that every business and practice has other risk exposures and we offer a comprehensive suite of insurance products and solutions for any situation.
Commercial Property Coverages
Commercial Property Coverage is available to protect the physical “things” that you use to run your business. This could be anything from the building your own or occupy, the furniture and fixtures throughout, as well as delicate medical devices and medicine stock you need to treat your patients. Perils such as fire, wind, hail, tornado, spoilage from power loss and many more are covered under a Commercial Property Policy from Agapé.
Business Auto Coverages
For those businesses with owned autos, Agapé is able to protect vehicles with an extensive line of Business Auto Policies designed for both on-work and off-work use. From fleets of home healthcare vehicles to executive autos, you can rest assured your protection is covered from top to bottom.
Worker’s Compensation Insurance
Offering a safe work environment is critical to any medical professional orginization. A Worker’s Compensation Policy is required in many states to offer protection to your staff from harm while performing their routine job duties. We have multiple options for both traditional Worker’s Compensation to custom-tailored Occupational Accident Policies designed to meet the needs of your growing business.
Umbrella & Excess Insurance
What happens when your insurance coverage “runs out” because of a single large-loss claim or a series of claims within the same policy period? That’s where an Excess or Umbrella Policy shines as part of your suite of products designed to protect your business. An additional layer of protection is always advised by Agapé and can be added to your risk protection plan in increments of hundreds of thousands to millions of dollars.